Obviously, FreeCreditReport.com isnt the first one to think of this business model. Many companies offer something for free, and then have fine print saying that by agreeing to the free thing, youre enrolling yourself in an expensive monthly thing. For example, when we moved into this house, I got an offer online credit reports San Antonio by mail for some free service or other. But then I noticed in my introductory package that I had agreed online credit reports San Antonio to subscribe to a monthly travel letter. Since JD and a couple of commenters mentioned credit score, Id like to argue that you dont need to know your credit score.
Ill say it again: YOU DONT NEED TO KNOW YOUR CREDIT SCORE. Are you suddenly going to stop paying the minimum on your credit card debt? Are you going to stop eating out and start cultivating organic produce? Are you going to stop paying for premium gas and keep your tires inflated? By all means, keep an eye on your credit report and challenge anything that is suspect. Keep reading GRS for the great tips on how to IMPROVE your creditworthiness and actually work online credit reports San Antonio on fixing your credit problems, but you can do all of this without knowing the number. credit card fraud reporting
@19 Whether people need to know it or not some people happen to want to know it for a variety of reasons.
There will be no action taken because of his online credit reports San Antonio newfound knowledge he is just a little bit happier now that he knows. Free Credit Report is actually an option that you can include on your personalized (AT@T) internet homepage alongwith news tabs, weather reports for different cities, etc. I am not sure how they snagged that dealbut I have a feeling many people online credit reports San Antonio are finding them through that as well. thanks for your comment (#18) and thanks for this article. We can argue about how to make them legally disclose what they are about, but scams will always be out there and it ultimately comes down to being aware of what youre doing and really signing up for. credit bureau report
Didnt it strike you that it was asking for your credit card online credit reports San Antonio information?
Any time you are signing up for a free service and they ask you for your credit card number chances are that they want it to CHARGE YOU FOR SOMETHING. If I call you will you give me your social security number and other important information because I asked? And if you do get sucked in it is now a lesson in being diligent with your accounts. When we got married my husband had a couple of these things from his credit card (the insurance and credit monitoring they call and push). Im online credit reports San Antonio glad to hear your upet about the web sign up / phone cancellation. I absolutely hate companies that take advantage of the opt-out scheme by making it difficult to opt-out. Funny though, I recently got an e-mail about a class action against stamps.com for this very thingThe waits to cancel on the phone were prohibitively long. So keep up the good workits bloggers and others who keep these companies in line. Its never a moral issue, just a bottom line issueLets educate ourselves and make it less profitable to pull this kind of crap! I know I myself got confused about it, and almost made a mistake when trying to research me credit report. free credit report online instantly I also think it is important for people to understand that your credit score is NOT given to you for free, because it is not required by the government. I personally think this is a bad oversight on the part of the federal government when enacting this legislation, because credit scores are just as important as credit reports.
If you online credit reports San Antonio want a free credit *score* (not report), http://www.creditkarma.com/ worked for me. I get the impression that many potential creditors only look at the score, not the entire report because they dont have time for the latter, their system is automated, or what have you.
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